What are the BoG authorised credit bureaus in Ghana?
According to the Bank of Ghana (BoG), which exercises overall supervisory and regulatory authority under the Credit Reporting Act, 2007 (Act 726), a Credit Bureau is defined as a corporate body licensed by the BoG and incorporated solely to conduct credit reference bureau activities.
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These activities fundamentally involve gathering and maintaining data to form credit histories, processing this credit-related information on individuals and businesses (known as credit information subjects), and subsequently delivering credit reports to authorised users, such as financial institutions, to aid in prudent credit decision-making.
Credit Bureaus in Ghana
Ghana has three BoG authorised credit bureaus.
Below is a list of the Bank of Ghana’s authorised credit bureaus in Ghana.
| No. | Name of Credit Institution | Location | Phone Number |
|---|---|---|---|
| 1 | Dun and Bradstreet Credit Bureau Limited | Advantage Place, Mayor Rd, Accra | +233 544-343-201 |
| 2 | MyCredit Score Limited | East Legon, Accra | +233 556-440-182 |
| 3 | XDS Data Ghana | Tesano, Accra | +233 202-013-057 / +233 278-858-255 / +233 269-830-192 |
