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Home Business Finance

List of deposit-taking microfinance institutions in Ghana

Obed NkrumahbyObed Nkrumah
October 24, 2025
in Finance, Business, Featured
Reading Time: 8 mins read

Below is a list of the Bank of Ghana’s authorised deposit-taking microfinance institutions in Ghana.

No.Bank NameAddress / LocationContact
13AS Microfinance LimitedAB 250, Akosombo0244167851
2Adipa Microfinance LimitedGP 13601, Accra0303310668 / 03027802120 / 0244363657 / 0244648456 / 0209386409
3Adom Boafo Microfinance LimitedSK 805, Sakumono Estates, Accra0267928055 / 0244254308 / 0303203156 / 0501296195 / 0501296191
4Afro-Arab Microfinance LimitedNM 523, Nima – Accra0302252529 / 0244257965 / 0244620901 / 0246403421
5Albrim Microfinance Limited3054, Accra0264256729 / 0244964064 / 0302798585 / 0302279201 / 0269099639
6Alphamaga Microfinance LimitedKassah-Ada, Greater Accra0242963644 / 0267653142 / 0289542290
7APA Microfinance Limited631, Sunyani0352195491
8Asankraman Microfinance Limited30, Asankrangwa0208078366 / 0209985400
9BAF Microfinance LimitedLT 25, Lartebiokorshie – Accra0208567840 / 0243567840 / 0203567840
10Baobab Microfinance Company LimitedNR 550, Tamale0244384164 / 0372027297 / 0372027852
11Beneficial Microfinance Company Limited2125, Sunyani0352097350 / 0208148036
12Besworth Microfinance LimitedMD 1038; Madina, Accra0202012203
13Bi Microfinance LimitedSK 220, Sakumono0202-600032
14Bidvest Microfinance LimitedCT 10031, Cantonments, Accra0243352117 / 0502102001
15Bj Capital Microfinance Limited3252, Accra0244149734 / 0232961976
16Boston Premier Microfinance LimitedAN 15078, Accra0302631066
17Cagl Microfinance Services LimitedSK 862, Tema0303934487 / 0303400569
18Capitalnet Microfinance LimitedAT 860, Achimota, Accra0244981071 / 0303932750
19Cashback Capital Microfinance LimitedF266/6 Labone Crescent, Labone, Accra0202220064
20Cashpoint Microfinance LimitedMC 788, Takoradi, WR0262768096 / 0501294419 / 0501294481
21Cedi Capital Microfinance LimitedKN 130, Accra0242851689 / 0302231110 / 0235009844 / 0235009485
22Central Microfinance Limited447, Dansoman0272123123 / 0573233400
23Cidan Capital Microfinance LimitedBT 615, Tema0302544351
24Classic Microfinance LimitedPMB 101, Tema0303217242
25Coastal Commerce Microfinance LimitedAX 168, Takoradi0244436774 / 0289539945 / 0202029036 / 0312001345
26Cran Microfinance LimitedUC 97, Cape Coast0247816657
27Credit Nest Microfinance LimitedCO 3118, Accra North0573390331 / 0244362075 / 0264830299
28Dci Microfinance LimitedPMB GP 167, Accra0302230010
29Delta Microfinance Limited3275, Kaneshie0302201711
30.Dunia Microfinance LimitedNT 549 Nima-Accra0275793129 / 0236443503 / 0236443504
31.Eazy Capital Microfinance LimitedKD 164; Kanda Accra0302220693 / 0302220694
32.Eddievyn Microfinance LimitedCO 2636, Tema0243553075
33.Eman Capital Microfinance LimitedKS 12351; Kumasi0243071710 / 0268880826 / 0322021373
34.Equity Focus Microfinance LimitedKD 277; Accra0208136837
35.Ev Microfinance LimitedTS 406; Teshie; Accra0501338089
36.Expert Link Microfinance Limited1674; Sunyani0244526844 / 0501286658
37.Family Trust Capital Microfinance LimitedCT 6056; Cantonments0243281242 / 0249850080
38.Fast Link Microfinance Limited74, Navrongo0209115979 / 0244585573
39.Fast Track Microfinance LimitedKN 2300; Kaneshie; Accra0501435871
40.Fed Microfinance LimitedKN 3457; Kaneshie0289533590 / 0302201990 / 0268192909
41.First Rate Microfinance Limited527; Takoradi0302223390 / 0312025765 / 0204344828
42.Forbes Microfinance Company LimitedGP 4250; Accra0302771057 / 0287771057
43.Fwf Microfinance LimitedCO 1061; Tema0274423837 / 0243667110
44.Gaewornu Microfinance Services LimitedAK 166; Akatsi; Volta Region0208129871 / 0209259911
45.Gap Microfinance LimitedOS 568; Osu-Accra0302779670
46.Geem Microfinance Company Limited256; Kwabenya; Accra0202011585 / 0204333420
47.Gem Capital Microfinance LimitedKD 59; Kanda0302337711
48.Gifs Microfinance LimitedPC 95; Kumasi0268737212 / 0322090070
49.Globafin Microfinance LimitedSW 891; Agona Swedru0577699963 / 033202059
50Golden Foundation Microfinance LimitedSantasi-Kumasi0244641301 / 0279577518 / 0322392762
51Growth Pioneers Microfinance LimitedKN 4870; Accra0544330431 / 0302938823
52High Ages Microfinance Limited679; Sunyani0352027394 / 0352097070 / 0244295680 / 0264414847 / 0266838600
53Hm Plus Microfinance LimitedSK 220; Sakumono-Accra0209101444 / 0244518271 / 0243276657 / 0204820280 / 0203440911 / 0271919881 / 0303405311 / 0307031799
54Hob Capital Microfinance Company Limited203503322-192448 / 0241377397 / 0244544986 / 0208217754
55Hopeline Microfinance LimitedMD 886; Madina-Accra0302959013 / 0244611300 / 0244789485
56Impact Capital Microfinance LimitedAN 5997; Accra North0241980953
57Impact Microfinance Company LimitedKS 10646; Kumasi0322038874
58Independent Microfinance Limited88; Prestea-WR0501291523
59Innovative Microfinance LimitedCT 153; Cantonments-Accra0302258540 / 0302257107 / 0572778117
60Integrity Infinity Microfinance LimitedAD 70; Cape Coast0244908157 / 0332021251 / 0302993868
61Interzen Microfinance Limited5; Old Ningo; Accra02448993947 / 0302902736
62Jadel Plus Microfinance Company LimitedAN 6030; Accra North0503880909 / 0302200855
63Jally Microfinance Company Limited16499; Adum-Kumasi0244035029 / 0322036493
64Jireh Microfinance LimitedAF 2806; Adenta Flats; Accra0246734744 / 0506810301 / 0244566092
65Jita Credit Partners Microfinance LimitedNB 406; Nii Boye Town; Accra0243202274 / 0542350482
66Kasdaf Microfinance Company LimitedCO 4088; Tema0244711355 / 0501274801
67Kenstep Microfinance Limited16244 KIA; Accra0302244718
68Kesinor Microfinance LimitedCT 3597; Cantonments-Accra0244337311 / 0244368189 / 0540122443
69Kingsban Capital Microfinance LimitedKN 850; Kaneshie; Accra0501290182 / 0208383893
70Leverage Microfinance Company LimitedDC 1343; Dansoman0303933698 / 0302302961 / 0302313435 / 0244565033 / 0244702875 / 0545180661
71Little Rock Microfinance Company LimitedKN 883; Kaneshie0302963047 / 0267422158 / 0271040932
72Loan Line Microfinance LimitedAX 317; Takoradi0312001169 / 0209995640 / 0209995639
73Love Microfinance Company Limited312; Koforidua0342028361
74Mabia Microfinance Services LimitedLa 494; Labadi-Accra0260845696 / 0207007153 / 0501397833
75Maroon Capital Microfinance LimitedAF 1290; Accra0508346972
76Medi Ghana Microfinance LimitedMD 1209; Madina-Accra0302432961 / 0577666688
77Mgi Microfinance LimitedSE 2171; Suame-Kumasi0245979990 / 028000210
78Mid-County Microfinance LimitedKJ 857; Kejetia-Kumasi0502330801 / 0244541914 / 0269740903 / 0322398594
79Monicapital Microfinance LimitedTB 413; Taifa-North Accra0302914377 / 0244913999
80Mwintuur Microfinance Limited391; Wa0208238660 / 0204847663 / 0208560831
81Naatoa Microfinance Services Limited53; Mankessim0544339180 / 0244341899 / 0544339171
82Needs Microfinance LimitedKIA 16193; Airport-Accra0302433937 / 0289548421
83Neighbourhood Microfinance LimitedSL 466; Tema0303932079 / 0261010951
84Noble Trust Microfinance Services LimitedAN 7133; Accra North0302201664 / 0501335457
85Ocean Capital Microfinance LimitedSK 862; Sakumono-Accra0207293344
86Olive Branch Capital Microfinance LimitedKT 127; Kotobabi-Accra0244231205
87Ontime Microfinance LimitedNG 466; Nungua0244106343 / 0202967716
88Options Microfinance Company Limited7; Accra0244694091 / 0302225228
89Osacs Microfinance LimitedBJ 91; Awutu-Bawjiase0243414268 / 0208509438
90Pak Microfinance Company LimitedCT 1422; Cantonments-Accra0302767861 / 0269629661 / 0233359145
91Prime Invest Microfinance Limited17366; Accra0267445525 / 0303938515
92Principal Capital Microfinance LimitedCT 9878; Cantonments; Accra0244373941 / 0244986088
93Pure Eden Microfinance Company LimitedOD 154; Odorkor0204904049 / 0244858877
94Q Capital Microfinance Limited4409; Accra0302245942 / 0277600600 / 0244987011
95Quality Microfinance Limited9054; K.I.A; Accra0243522359
96Quick Capital Microfinance LimitedKN 4983; Kaneshie; Accra0502918678 / 0269595262
97Quicken Microfinance LimitedCS 8007; Tema0307020846-9
98Rapid Link Microfinance LimitedCT 2004; Cantonments; Accra0202221234
99Rogai Microfinance LimitedAX 1379031201973 / 0209177742 / 0271118006
100Royale Mikri Microfinance LimitedPMB DTD 8720; Kumasi0209171585 / 0244486532
101Safe Microfinance Company LimitedKJ 80; Kumasi0322049188
102Secure Capital Microfinance LimitedKS 941; Kumasi0322230592 / 0501304306
103Sheedy Microfinance LimitedKW 172; Kasoa0332197513 / 0303934391 / 0244367674
104Shield Microfinance Company LimitedGP 13197; Accra0544356888 / 0244637830
105Skilimit Microfinance LimitedAX 1086; Takoradi0312198096 / 0501334290
106Solidario Microfinance LimitedAF 2963; Adenta; Accra0302504205 / 0509039426 / 0208195380
107Solis Microfinance LimitedAN 15650; Accra North0275906057 / 0541924309
108Speed Microfinance Company Ghana LimitedAN 19409; Accra0244746466 / 0243010116 / 0302984515 / 0234744447 / 0234744448 / 0244969507
109Springboard Microfinance LimitedMP 2240; Mamprobi; Accra0246188820
110Stegenor Microfinance Limited908; Obuasi0243163900 / 0249536577 / 0243069614 / 0307032861
111Success For People Microfinance LimitedLG 1079; Legon0302681059 / 0244628473
112Summit Vision Microfinance Services LimitedGP 13221; Accra0302232226 / 0207340538
113Tailored Solutions Microfinance Limited13367; Accra Central0222511779 / 0265338227
114Talent Microfinance Services LimitedGP 20915; Accra0200885416 / 0302246429
115The Mint Microfinance LimitedCT 5046; Cantonments; Accra0204336006 / 0204336010
116Tiger Force Microfinance LimitedKN 725; Kaneshie0302766725 / 0244380003 / 0209203223
117Trustwell Capital Microfinance LimitedGP 14762; Adabraka0302201968 / 0277790900
118Ubuntu Capital Microfinance LimitedCT 5699; Cantonments; Accra0501436201 / 0244894386 / 0302541470
119Udf Microfinance LimitedKW 1146; Kwabenya; Accra0303932838 / 0303932839
120Uni Capital Microfinance Limited829; Ashaiman0208616060 / 0544833309
121Unimas Microfinance Limited11716; Accra North0248951379 / 0549283620
122Universal Microfinance LimitedML 728; Accra0302333660
123Uptima Credit & Microfinance House LimitedSK 980; Sakumono; Tema0303313166 / 0506204006 / 0233281024 / 0269604000
124Usave Microfinance LimitedDK 383; Darkuman0302329284
125Vivantti Microfinance Company LimitedLG 501; Legon0303934569 / 0243878597
126Wallstreet Microfinance LimitedX 581; Fnt0322001055 / 0501319276
127Wema Microfinance LimitedKW 36; Kwabenya0203001468 / 0208501703
128West One Microfinance LimitedAN 11894; Accra North0267513853 / 0207088161 / 0362194281
129Westlake Capital Microfinance LimitedCT 2322; Cantonments0302201602 / 0206452655
130Yaalex Microfinance Limited860; Takoradi0208198477 / 0312020757
131Yilo Star Microfinance LimitedSA 272; Akutunya-Somanya0501354435 / 0501354436 / 0208214399
132Yu Microfinance LimitedTN 945; Accra0302779104
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# Minority questions government's explanation on frozen contingency fund for flood response The Ranking Member on Parliament's Works and Housing Committee, Martin Adjei Mensah Korsah, has questioned the Finance Minister's explanation that a court order freezing Ghana's constitutional contingency fund prevented government from accessing emergency resources to respond to recent flooding in Accra. According to the Suame Member of Parliament, the explanation is surprising and appears inconsistent with earlier assurances given by government regarding its emergency response to the floods. His comments follow the presentation of the 2026 Mid-Year Budget Review by the Minister for Finance, Dr Cassiel Ato Forson, who disclosed that government's efforts to access the constitutional contingency fund had been frustrated because the account had been garnisheed under a court order. The Finance Minister described the contingency fund as Ghana's only constitutionally established emergency fund and expressed concern that its unavailability had limited government's ability to respond swiftly to disasters. Speaking on JoyNews' *The Pulse*, Mr Mensah Korsah questioned how Cabinet could have approved emergency flood interventions without being aware that the contingency fund was legally inaccessible. "That's quite a big surprise. The aftermath of the rains and the subsequent overwhelming flooding that we saw, every step that the government took, we in Parliament were made to believe, was as a result of a government emergency response born out of Cabinet deliberations," he said. He argued that if Cabinet had authorised the interventions, it was difficult to understand how ministers, particularly the Attorney-General as government's chief legal adviser, were unaware of the court order affecting the fund. "If the Cabinet of Ghana could convene and brainstorm on measures to mitigate subsequent floods and decided to assess money from the contingency fund and it never occurred to Cabinet, of which the chief legal advisor to the President, Attorney-General, is a member, and they did not know that the contingency fund had a garnishee order, then it's quite strange. Absolutely strange," he stated. Mr Mensah Korsah said the development raises concerns about coordination among government ministries and agencies responsible for disaster management. "I don't even know then how these agencies or departments or ministries of government are coordinating to work," he said, adding that the explanation suggested a lack of synergy within government. He further maintained that the Attorney-General's presence in Cabinet should have ensured ministers were fully informed about the legal status of the contingency fund before announcing emergency measures. "There is no way the Attorney-General who sits in Cabinet, chief legal advisor, wouldn't have known the state of this contingency fund. And for you to have come to the Parliament of Ghana, spoken to the whole country, outlined these measures only for us to be told that you went and you couldn't access the money. How are you working as a government?" he asked. ### GARID project The Ranking Member also rejected claims by the Finance Minister that the previous Akufo-Addo administration had mismanaged the Greater Accra Resilient and Integrated Development (GARID) Project. He described the allegations as "complete falsehoods" and accused government officials of presenting conflicting accounts in public and before Parliament. According to him, World Bank implementation reports issued in September 2024 and May 2025 did not identify any misuse of project funds by the previous administration. "At nowhere does the World Bank find any wrongdoing or misuse of money. No, you don't find it anywhere," he said. Instead, he argued that the reports pointed to delays by the Ministry of Finance in releasing funds needed for implementation of the flood mitigation project. "One would have thought that the Finance Ministry would eat a humble pie and get to fix this problem. Rather, when the World Bank report indicts them for sitting on money and not releasing funds for GARID to be completed, they rather turn their backs on propaganda," he stated. Mr Mensah Korsah also disclosed that during a recent meeting of Parliament's Works and Housing Committee involving officials from the Ministries of Finance, Works and Housing, and Sanitation, no allegations of financial impropriety concerning the GARID project were raised. He explained that discussions focused on consultant payments under the World Bank-funded programme, noting that project components cannot be altered without the lender's approval because of the strict implementation framework governing World Bank-financed projects. The debate over government's flood response has intensified following the recent floods in parts of Accra, with renewed calls for improved drainage infrastructure, timely release of project funds and stronger coordination among institutions responsible for disaster prevention and emergency response.

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