How many rural banks are in Ghana, and which rural banks in Ghana have been licensed by the Bank of Ghana? This post is a list of all the rural banks in Ghana and their operating cities.

Rural banks are locally owned and managed banks first established in Ghana in 1976 to provide banking services to the rural population, providing credit to small-scale farmers and businesses and supporting development projects.

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Surprisingly, rural banks make up the highest proportion of highly profitable companies in Ghana, taking up the biggest share of 2019's Ghana Club 100 Awards whilst even many notable names were missing from the list to top 100 companies.

As of May 2021, there are currently a total of 144 rural and community banks licensed by the Bank of Ghana. Rural banks in Ghana are supervised by the ARB Apex Bank which serves as a central bank for the rural banks under the main regulator, the Bank of Ghana.

List of Rural Banks in Ghana 2021

No	Name of Rural Bank	Location	Phone Number
1	Abokobi Area Rural Bank Limited	Abokobi	0576096642
2	Ada Rural Bank Limited	Kasseh – Ada	0505105026
3	Adansi Rural Bank Limited	Fomena	0574438509
4	Adonten Community Bank Limited	New-Tafo	0342024109
5	Afram Rural Bank Limited	Tease	0200347337
6	Agave Rural Bank Limited	Dabala	0244207176
7	Agona Rural Bank Limited	Mangoase	0501334877
8	Ahafo Ano Premier Rural Bank Limited.	Mankranso	0322035060
9	Ahafo Community Bank Limited	Kukuom	0352095470
10	Ahantaman Rural Bank Limited	Agona Nkwanta	0202070080
11	Akatakyiman Rural Bank Limited	Komenda	0332191763
12	Akim Bosome Rural Bank	Akim Swedru	0501317050
13	Akoti Rural Bank Limited	Assin North	0243284536
14	Akrofuom Area Rural Bank Limited	Akrofuom	058242486
15	Akuapem Rural Bank Limited	Mamfe	0342195878
16	Akumadan Rural Bank Limited	Mamfe	0501582482
17	Akyem Mansa Rural Bank	Ayirebi	0249843465
18	Akyempim Rural Bank Limited	Dawurampong	0332021218
19	Amanano Rural Bank Limited.	Nyinahin Junction	0208007254
20	Amansie West Rural Bank Limited	Antoakrom	0277599442
21	Amantin And Kasei Community Bank Limited	Atebubu Amantin Area	0549264644
22	Amenfiman Rural Bank Limited	Adankasa Ridge	0312093380
23	Amuga (North Tongu) Rural Bank Limited	Adidime New Town	0204469254
24	Ankobra West Rural Bank Limited	Esiama	0243917912
25	Anlo Rural Bank Limited	Anloga	0362091229
26	Anum Rural Bank Limited	Anum	0243668108
27	Asante Akyem Rural Bank Limited	Asante Akim North	0322092183
28	Asawinso Rural Bank Limited	Sefwi Line	0243391142
29	Asokore Mampong Rural Bank Limited.	Asokore Ashanti	0244274884
30	Asokore Rural Bank Limited.	Asokore Ashanti	0322092188
31	Assinman Rural Bank Limited	Assin Manso	0244354293
32	Asubonten Rural Bank Limited.	Gyamerakrom	0203202332
33	Asuogyaman Rural Bank Limited	Atimpoku	0504913990
34	Asutifi Rural Bank Limited	Acherensua	0248744004
35	Atiwa Rural Bank Limited	Koforidua	0244855426
36	Atweaban Rural Bank Limited	Duayaw Nkwanta	0264787023
37	Atwima Kwanwoma Rural Bank Limited.	Pakyi No2	0322036771
38	Atwima Mponua Rural Bank	Toase	0275561697
39	Atwima Rural Bank Limited	Foase	0501387038
40	Avenor Rural Bank Limited, Akatsi.	Shell Block	0362644048
41	Awutu Emasa Rural Bank Limited	Awutu Bereku	0244046015
42	Baduman Rural Bank Limited	Babasua	0352091454
43	Bangmarigu Community Bank Limited (West Mamprusi)	Walewale	0208286372
44	Bawjiase Area Rural Bank Limited	Bawjiase Market Area	0332191879
45	Bessfa Rural Bank Limited.	Garu	0209320568
46	Bia-Torya Community Bank Limited	Bonsu Nkwanta	0276618294
47	Bomaa Area Rural Bank Limited	Bomaa	0242008935
48	Bomoasadu Rural Bank Limited	Berekum	0208234511
49	Bongo Rural Bank Limited	Bongo	0382093960
50	Bonzali Rural Bank Limited	Nayilifong	0372022506
51	Borimanga Rural Bank Limited	Mohifong	0372093217
52	Bosome Freho Rural Bank Limited	Bosome Freho District	0243600001
53	Bosomtwe Rural Bank Limited	Bosomtwe Atwima Kw	0200926692
54	Brakwa Breman Rural Bank	Brakwa	033219317071
55	Builsa Community Bank Limited	Sandema Town	0242973741
56	Butawu Rural Bank Limited	Tsito Awudome	0201515520
57	Buuwuloso One Stop Rural Bank	Damogo	0372094942
58	Capital Rural Bank Limited	Gyaase-Abesim	0352028944
59	Citizens Rural Bank Limited	Nsawam Market Street	0244769611
60	Dangme Rural Bank Limited	Prampram	0303910417
61	Denkyiriman Rural Bank Previously Ayanfuri Rural Bank Limited	Ajamfuri	0202050260
62	Derma Area Rural Bank Limited	Derma High Street	0244169314
63	Drobo Community Bank Limited.	Old Palace	0203022029
64	Dumpong Rural Bank Limited	Main Lorry Station	0501525593
65	East Akim Rural Bank Limited	Osiem	0502183069
66	Ejuraman Rural Bank	Ejura	0322490791
67	Ekumfiman Rural Bank Limited	Essuehyia	0243256940
68	Enyan Denkyira Rural Bank	Zongo	0332192004
69	Fanteakwa Rural Bank Limited	Begoro-Akim	0342095352
70	Fiagya Rural Bank Limited	Market Area	0352092090
71	Fiaseman Rural Bank Limited	Bogoso	3192092911
72	Frerol Rural Bank Limited	Kpando	0501482580
73	Ga Rural Bank Limited	Amasaman	0244705014
74	Gbi Rural Bank Limited	Ahado	093520280
75	Gomoa Community Bank Limited – Apam	Lorry Park	0289100302
76	Jomoro Rural Bank Limited	New Site – Main Mark	0312092353
77	Juaben Rural Bank Limited	Damang	0271409340
78	Kaakye Rural Bank Limited	Kete Krachi	0246611026
79	Kaaseman Rural Bank Limited	Kaase	0208959805
80	Kakum Rural Bank Limited	Motel Area	0332140060
81	Kintampo Rural Bank Limited	Serwaba	0501255072
82	Kpassa Rural Bank Limited	Nkwanta	0544332290
83	Kumawuman Rural Bank Limited	Market Square	0244978637
84	Kwaebibirem Rural Bank Limited	Aboasa	0501335252
85	Kwahu Praso Rural Bank Limited	Kwahu Praso	0501522760
86	Kwahu Rural Bank Limited	Pepease	0208335734
87	Kwamanman Rural Bank Limited	Etia	0208027383
88	La Community Bank	La Street	0302 760081
89	Lawra Area Rural Bank Limited	Lawra	0501389618
90	Lower Pra Rural Bank Limited	Tarkwa Road	0277751510
91	Lower Amenfi Rural Bank Limited	Manso Amenfi	0322540316
92	Manya Krobo Rural Bank Limited	Abanse	0208470661
93	Mepe Area Rural Bank Limited	Mepe	0246848824
94	Mfantseman Community Bank Limited	Biriwa Vocational Trai	0246848824
95	Microfin Rural Bank Limited	Gomoa Pomadze	0268320792
96	Mponua Rural Bank Limited	Eastern Region	0342022015
97	Mumuadu Rural Bank Limited	Accra -Kumasi Road	0208116691
98	Naara Rural Bank Limited	Paga Town	0244881321
99	Nafana Rural Bank Limited.	New Junction	0202088144
100	Nandom Rural Bank Limited	Nandom Lorry Station	0501287701
101	Nkoranman Rural Bank Limited	Aboaso Seikwa	0243-125093
102	Nkoranza Kwabre Rural Bank Limited.	Nkoranza	0020393992
103	Nkrankwanta Area Rural Bank Limited	Dormaa Municipality
104	North Birim Rural Bank (Asuopra)	Afosu
105	North Volta Rural Bank Limited	Buem
106	Nsoatreman Rural Bank Limited	Nsoatre
107	Nsutaman Rural Bank Limited	Asikafo Area
108	Nwabiagya Rural Bank Limited	Barekese Zongo
109	Nyakrom Rural Bank Limited	Agona
110	Nyankumasi Ahenkro Rural Bank Limited	Nyankumasi Ahenkro
111	Nzema Manle Rural Bank Limited	Elembele
112	Odotobri Rural Bank	Amansie Central
113	Odupong Kpehe Rural Bank Limited	Kasoa
114	Odwen Anoma Rural Bank Limited.	Lorry Station
115	Offinso Rural Bank Limited.	Offinso – Ashanti
116	Okomfo Anokye Rural Bank Limited	Wiamoase
117	Otuasekan Rural Bank Limited	Atonoso
118	Oyibi Area Rural Bank Limited	Oyibi
119	Sefwiman Rural Bank Limited	Bibiani
120	Sekyedomase Rural Bank Limited.	Sekyedomase
121	Sekyere Rural Bank Limited	Jamasi-Ashanti
122	Shai Rural Bank Limited	Dodowa Takpom
123	Sissala Rural Bank Limited	Tumu
124	Sonzele Rural Bank Limited Jirapa	Jirapa District
125	South Akim Rural Bank	Nankese
126	South Birim Rural Bank Limited.	Achiase Cmb
127	Suhum Rural Bank Limited	Suhum
128	Suma Rural Bank Limited	Opposite Sumaman S
129	Tepaman Rural Bank Limited.	Tepa
130	Tisungtaaba Community Bank (East Mamprusi)	East Mamprusi
131	Tizaa Rural Bank Limited	Nk Gushegu
132	Toende Rural Bank	Market
133	Twifu Rural Bank Limited	Twifu Agona
134	Union Rural Bank	Senya Beraku
135	Unity Rural Bank Limited Ziope	Ziope
136	Upper Amenfi Rural Bank Limited	Ankwawso
137	Upper Manya Kro Rural Bank Limited	Asesewa
138	Wamfie Rural Bank Limited	Wamfie Estate
139	Wenchi Rural Bank Limited	Wenchi New Market
140	Western Rural Bank Limited	Sekondi
141	Weto Rural Bank Limited	Kpeve Junction
142	Yaa Asantewaa Rural Bank Limited	Ejisu
143	Yapra Rural Bank Limited	Prang
144	Zabzugu Rural Bank Limited	Zabzugu